I don’t know about you, but I want more travel in my life. Travel can be expensive, but there are ways to make it cheaper. One of the easiest ways to travel more is to use travel credit cards. Figuring out which one is right for you is the tricky part. There are many out there with different interest rates and perks. You can get credit cards for general travel or specific to an airline or destination. The options are endless. Let’s dive into some of our favorites.
The Best Travel Credit Cards
Earn bonus points just for spending
$50 Annual Ultimate Rewards Hotel Credit
5x points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.
3x points on select streaming services and online grocery purchases
Capital One Venture X
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases.Redeem miles for any airline, any hotel, rental cars, and more.
Receive up to $300 in statement credits when booking through Capital One Travel.Receive up to $200 in statement credits for vacation rentals charged to your account within your first year.Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.Receive up to a $100 credit for Global Entry or TSA PreCheck®.
Get unlimited access to all-inclusive amenities at Capital One Lounges and at 1,300+ Priority Pass lounges internationally.
American Express Platinum
5X points on flights booked directly through airlines or through American Express Travel
$200 Hotel Credit; $200 Airline Credit
Access to American Express Global Lounge Collection
No Foreign Transaction Fee
- Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
- $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
- Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
- World Elite Mastercard benefits, extended warranty, damage and theft protection.
Bank of America Travel Rewards
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases.
No expiration on your points.
Flexibility to redeem points for a statement credit to pay for travel and dining purchases, such as flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.
If you’re a Preferred Rewards member, you earn 25%–75% more points on every purchase.
5X points earned from IGH hotels and resorts
2X points earned at gas stations, grocery stores, and restaurants
1 free night at an IGH hotel annually
4 Night Free when booking a 4+ night stay at an IGH hotel
Earn 3 Free Nights (up to 50,000 points each) after you spend $3,000 in the first 3 months from account opening
Plus, earn 10X total points per $1 spent on up to $2,500 in combined purchases at gas stations, restaurants and grocery stores within your first 6 months from account opening
Enjoy a Free Night Award every year after your account anniversary
Discover It Miles
Earn unlimited 1.5X Miles for every dollar you spend
Automatically matches ALL the Miles you’ve earned at the end of your first year
Redeem Miles as a statement credit to pay for your travel purchases — hotel rooms, rental cars, ride shares & more. Or get cash to spend as you please
Earn 80,000 Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership
7X points on Hilton Hotels and Resorts
5X points on dining
5X points at grocery stores
Earn $200 cash back after you spend $500 on purchases in the first 3 months from account opening
5% cash back on grocery store purchases
5% cash back on travel purchased through Chase
3% cash back on dining purchases
1% cash back on all purchases
There are so many different credit cards out there. At the end of the day, you have to look at annual fees, interest rates, and perks to determine which cards best fit your needs and lifestyle. If you use credit cards wisely and seek financial advise, you can make them work in your favor.
Credit Cards We Use To Travel
After years of trial and error, we’ve figured out how to make our money work for us. One of the ways we do that is by utilizing credit cards. We use our credit cards for everyday purchases to rack up points and rewards. Later, we use these points to pay for our travel.
Remember, make your cards work for you! We use credit cards that give us points for travel that we do the most. Here’s what we use!
World of Hyatt
There are many different hotel & resort cards out there. We personally chose World of Hyatt because we love their hotels and resorts. The Hyatt Regency Coconut Point Resort and Spa is one of our favorite staycation spots and we go every year. We get discounts at the resort for being Hyatt members.
Being a cardmember, we get one free night a year. Then, because of how much we spend, we qualify for additional nights free.
Last year, we used our points toward our Nashville trip. I was even able to do a mom’s night away!
American Airlines AAdvantage
We don’t fly often, but having an airline card is beneficial for when we do.
The AAdvantage is great because there is no annual fee and we can store up our points for when we are ready to fly. We earn points from our everyday purchases.
We signed up for the card on one of our flights and earned extra bonus points for doing so.
It’s probably no surprise that we love Disney. We earn reward dollars for all of our purchases and then we use those points to pay for park tickets, hotels, and anything at the parks.
There are other perks to using the Disney card. We save on hotels, merchandise, and dining inside the parks. Throughout the year, they have exclusive perks for cardmembers.
This year, we used our points to buy annual passes for our family. It was over $1,700!
Credit cards aren’t for everyone. If you have a habit of overspending, this might not be a great option for you. But, if you are responsible with your money and track your spending, there are definite perks. Travel credit cards are just one way to up your travel game. For other budgeting tips for travel, check out my latest post.
We are almost half way through the 31 ay blog challenge and I love sharing my travel tips with you. Coming up next is traveling on a budget, staycations, and how to travel in your own city. These travel tips are great for people who aren’t comfortable traveling right now, but still want to get some new experiences. Subscribe to our blog for updates and to get our content in your inbox!